On November 7th, 2025, the Central Bank of Trinidad and Tobago registered WamNow Technologies Limited (WamNow) to carry on the business of an EMoney Issuer in Trinidad and Tobago using its digital wallet app, Wam (https://wam.money/). This follows the successful completion of its provisional registration period, which ended on November 6th, 2025.
WamNow is a privately owned financial technology company, incorporated on February 26th, 2021. The
company aims to provide digital payment services to individuals and micro-enterprises through the
use of its e-wallet, which can facilitate the storage of e-money and allow electronic transfers and
payments within Trinidad and Tobago.
The company is registered to conduct the following activities:
(a) issuance of e-money accounts;
(b) cash-in;
(c) cash-out;
(d) provision of payment services; and
(e) money transfer or remittances.
The Central Bank will continue to monitor WamNow’s operations and regulatory compliance with
legislation and guidelines governing e-money.
For further information, please see the E-Money Issuer Order, 2020 (as amended), which can be
accessed, along with other background material, via the Central Bank’s website at:
https://www.central-bank.org.tt/fintech-and-payments/payment-services/